18:22 “So also my heavenly Father will do to every one of you, if you do not forgive your brother from your heart.” Let's be honest, nobody likes debt. And what we like even less is interest, because that's debt's annoying little sidekick that just keeps compounding while you're not looking. Now, not all debt is created equal. There's good debt — a mortgage, a car loan, a student loan — the kind that's actually building you something. You take it on, and down the road, it's added value to your life. But then there's bad debt. The kind that ...